I Got Hyped!

Hello again dear self. I have no time to update my blog but my internship ended on May 26th sad yet happy. Bittersweet feelings. So far okay today i wanna talk about my milestone. My highest achievement during my internship period is this one article that got hyped by Yahoo! Singapore itself from  E27.co . Not long but i just want to mark this achievement. I got hyped. Here is the link

Toodles!

Kdramas zaman sekolah

These are my top kdramas masa zaman sekolah :

1. BOF (2009)
2. You're Beautiful (2009)
3. Princess Hours (2006)
4. Coffee prince (2007)
5. Hanazakarino Kimitachihe (2012)
6. My Girl (2005)
7. Full House (2004)
8. My girlfriend is a gumiho (2010)
9. 3 dad 1 mom (2008)
10. Yoo hee the witch (2007)
11. East of Eden(2008)
12. Hello my lady/ Hello miss (2007)
13. Gourmet (2008)
14.Time Between Dog and Wolf (2007)
15. Iljimae (2008)
16. Prince Hours / Goong S (2007)
17.Unstoppable marriage (2007)
18.  Baby faced beauty (2011)
19. You are my destiny (2008)
20.  Heading to the ground / no limit (2009)
21.  Dream 2009
22. Style 2009
23. Playful kiss 2010
24. Scarlet heart ryeo 2016
25. Oh! My Lady 2010
26. The woman who still wants to marry 2010
27. Protect the boss 2011
28. Monstar 2013

Nanti ingat lagi akanku update

Nak tgk xdpt:
1. World's within (2008)
2. Dream high 1 and 2 (2011 & 2012)
3. Hero (2009, lee junki)
4. Iris (2009)
5. My fair lady (2009)
6. Shining inheritance 2009
7. Secret garden 2010
8. Marry me, Mary 2010
9. Cinderella’s Stepsister 2010
10. Personal taste 2010
11. Heartstrings 2011
12. City hunter 2011
13. Missing you 2012
14. Dots 2016
15. Rooftop prince 2012
16.The heirs 2013

Internship

Hai again. Kena update ni sebagai kenangan. 6Feb 2017 yg lalu aku mulakan intern kat sini. Best sgt ada sambutan raya cina and lion dance. Siap dpt angpao dari CEO.  Tak lupa juga dpt free lunch Kenny Rogers. Wah so kind. Thank you for the 100 bucks dear Mr. CEO. Alhamdulillah. NEar to house and very relavant. The allowance pun ok. RM 550 per month is ok for me bcoz dekat dgn rumah and no hassle. Free from traffic jams. The workers here are so helpful and very very friendly. One nice experience. Now mmg dpt byk input intern sini. Mcm2 artikel aku google dan dari situ aku dpt byk pengetahuan tentang digital world ni. Memang awesome siapa tahu fiat money and jatuh hancur satu hari nanti diganti dgn DIGITAL MONEY. Aku doakan terbaik to those yg fight for the new era of money and payments after FIAT money hancur nanti. Salah satunya kwn aku. Good luck!

Overall mmg best. I have option to work from home. Kat rumah tu jgn mengular je. Mmg semestinya buat kerja. But more flexible.

Good luck to me as a Digital Marketer!

Love You MOLPay Sdn Bhd  ❤❤❤

LANGKAWI 2017

Pada cuti hari raya cina yang lepas (2017) kami mengadakan hari keluarga dan temanya pink kalini. Jadi memang penat lah. Gila penat. Naik ETS dari KL sentral stop kat arau, pakcik idris amik terus gi kuala perlis naik feri ke langkawi. sampai dah malam. tido je. Food dalam ETS mahal. Aku mkn meehun RM9 satu paket. mahai kan? Rasa xde la sedap mana. 

Hari kedua ramai2 pergi naik skycab aka cable car. Satu hari lah kat sana bukan takat tuskycab je.. Ada macam2 lg, 3D art museum, 6D movie, Skyrex, dan macam2 lg. Balik dah 3ptg mmg penat cam nyawa2 ikan tinggal hahaha GUnung mat cincang mmg cantik sgt2. Sejuk atas tu sambil nikmati sandwich ala ala subway. Bolehlah afford harganya. dalam RM12. Harga cam subway gak lah.

Malam makan kat mana tah tp nasib baik sedap. xpndg org dh sbblapaq gila. Balik je rumah rehat terus tido.  Abg Zaid mmg driver best. Ramah dan bawa jalan2. Dapat la tgk pantai cenang kejap.

Hari ke-3 mmg lawak. Makan before nak naik feri ke kuala perlis. Ramai org mkn kat jeti tapi kitorg tetap serbu kenny rogers . LAPAR!!! Dah tu mkn cam marathon. feri 230ptg. Aku punya kejar feri dgn cousins aku dan adik2 aku cam kilat lari. Mmg xkan lupa lah. lari kejar feri cam dlm Home Alone tu lah kejar flight. Xigt org dh aku heret je bagasi tu org tgk pelik peduli apa feri nk lepas dh. nasib baik sempat naik. Sampai je kat kuala perlis pakcik idris bwk mkn mee bandung tepi ETS pastu smpai KL dalam 12mlm camtu. Baik tido tertepek sakit belakang sebab duduk dlm ETS lama gila. Tido lah pstu. 

Overall bestlah tp sikit je aktiviti so xbape nak menarik. Bye jumpa lain kali hehe

Tech hacks: 5 Email Marketing Hacks

1)  Collect email addresses everywhere

Of course you have a form on your blog to collect email addresses but don’t stop there! You can also find them all over the Internet. Big data collects more email addresses than you can imagine, and they're at your disposal if you know where to look.

Use pop-up forms and interstitial ads to accumulate even more addresses when people visit your website. You can also collect them on social media platforms. By using a Lead Generation Card on Twitter, for example, you can gather email addresses for free.

2)  Personalization

Emails that use personalization in the subject line or salutation receive 26% more opens. Greeting prospects by name can help humanize your brand, making it feel more like an email from a friend than an email from a business. We like our friends more than we like people trying to sell things to us, but 70% of people say they will always open an email from their favorite companies. Break the barrier and be that favorite company!

3)  Frequency of email marketing

We do want to bug people with business emails too often or too less. People can get annoyed if they received too much emails from the same business thus at the end of the day, they will just ignore the email. Make sure the email is short and simple – just straight to the point!

4)  Ask someone to respond

It is easy to overlook at important emails. If you have a large email list, you are likely getting replies that you never see. It is so important to have a real inbox where replies can be monitored. What if someone just needs one last bit of information before becoming a customer? Or worse, what if someone replies and never hears back, left to assume you don’t care about their needs. Thus, it is important to have someone from the company to reply emails as soon as possible.

5)  Optimize for mobile devices

Statistic shows that, 55% of emails are now opened on mobile devices and 71% of emails  do not display correctly will be deleted immediately. An email not formatted for mobile compatibility is guaranteed to generate an abysmal click-thru rate. All emails should be designed responsively, and you should review them on multiple platforms before sending to ensure that they are formatted correctly in both HTML and text, desktop and mobile, and even in different internet browsers.

Popular and Top Scams in The World

1. The Nigerian/Ghana Emergency Scam
2. Plane Ticket & Visa Scam
3. Medical Emergency Scam
4. Nigerian 419 Scam
5. Fake Police Scam
6. Cashing Money Order Scam
7. Lottery Scams
8. Phony Inheritance Scams
9. Disaster Relief Scams
10. Business Investment Scams
11. Job Scams, Online Classified Scams & Phishing

Some Scammers pretend to be UK-based and use what look like UK telephone numbers but are actually virtual numbers, which may redirect to anywhere in the world (UK – Nigeria, for eg). These are the digits to look out for at the start of a virtual phone number.

Dialling from outside UK

+44 70** *** ***

+44 3** *** ***

+44 84* *** ***

+44 87* *** ***

+44 9** *** ***

Dialling from inside UK

070** *** ***

03** *** ***

084* *** ***

087* *** ***

09** *** ***

Tineye.com is a good resource to check suspect pics.

 Cick THIS for more details 

Can e-Wallet Solves The India’s Cash Crisis?

When the prime minister of India, Narendra Modi announced a ban on old Rs 1,000 and Rs 500 on November 2016 and putting a cap on withdrawals from banks and ATMs, the prime minister came up with the idea of cashless society. But how do the people react to this issue? The people protested and the prime minister gets backlashed upon his unprecedented decision. 

People have to stand for long lines at the ATM to withdraw some cash and by the time their turn is up, the cash runs out. The people are tired from seeing the “NO CASH” sign on the ATM. It is said that the old currency was being replaced with new 500 and 2000 rupee bills, but they have been slow to gain circulation. They struggled to pay house rent, children’s tuition fees and even sending money back to their hometown for their sick parents. 

In India, cash has been the only method to do payment for decades because of scarcity of banks. And now that the PM Modi announced to go cashless, it’s an absurd idea for the Indians. 

How could it be that way? They are way far behind in technology advancement. The digital infrastructure in India is so horrendously poor. Smartphone owners represent minority in India. Most of them cannot afford to have even one smartphone and how can they commit the cashless money idea? Not in one’s right mind. Not forgetting, e-Wallet needs Wi-Fi connection or internet connection. It is found that India stands among the lower half of surveyed countries in internet usage. They are lacking in that service. And how on earth India is going to commit 100% in cashless money? That is why they rely on traditional cash. 

The major reason why the prime minister made this huge step of going for e-Wallet (as known as cashless money) is because to overcome the black economy problem. Black economy refers to the underground economy that thrives on untaxed, unaccounted money and illicitly acquired wealth. Arun Kumar an economist said “The black money economy will not end and this recessionary period is only going to continue. People’s faith in banking system has been shaken. They are distrustful. There is uncertainty all around.”

The Indians hope the current suffering will give them a better future for their life and beloved country. 

 They feel like Modi is finally acting on promises they elected him for - to end the black of economy that has been haunting the people of India for decades. 

In other words, e-Wallet or cashless money does help in terms of curbing the black economy but the effort is still irrelevant and not suitable for India because India is lacking in digital infrastructure and affordability to own smartphones. If this effort is being applied in United States, it will not be a big problem.

UPI versus E-Wallet : Pros and Cons

The usage of both UPI and E-Wallet can be attributed to the fact that being a digital platform they have made transfer of money from one person to another quite an easy job. UPI and E-Wallet is growing in the fintech industry. Sooner or later, do not be surprise if coins and paper money production will be stopped when people start to find cashless money is much more efficient and relevant.

UPI is an initiative taken by Reserve Bank of India’s National Payment Corporation of India (NPCI) whereas e-wallet is an initiative taken by private companies, followed by banks. However, can the initiative taken by the government of launching UPI will replace e-wallets?

E-Wallet

Mobile wallets or e-Wallets are digital instruments where you can store money for instant payments. You load money from your bank account via credit or debit cards or net banking. Most wallets are semi-closed wallets, for instance, you can transfer money to people who have the same wallet, or make payments at merchants who are authorized to accept from that particular instrument.

The advantages of using E-Wallet are you can pay bills using online also, visiting individual biller’s website, and paying using cards or from the account. In this, you have to enter your password or card number every time to make the transaction. In case of e-wallet, you can do a one-click payment for a repeat transaction. For the first transaction, you will have to go through the registration process, but not every time. Also, depending on the tie-up that e-wallets have with merchants, you may be able to make payments to multiple billers from one platform.
E-wallet providers have started offering e-commerce platforms in their app itself. For example, MOLWallet app by MOLPay Sdn Bhd, where you can visit e-commerce website such as Amazon. This app allows you to make payments using the in-built wallet. This saves you from having to open multiple e-commerce websites or apps to shop. Shopping can be done easily with the innovation of E-Wallet.

Many companies offer coupons, cash backs and gift cards to encourage the usage of e-Wallet. These are some of the loyalty programs that e-Wallet offer. When you make a transaction, the cash back comes to you in the e-wallet, which you can then use for your next transaction. Then there are e-wallet companies that allow you to redeem the points from your cards, which is otherwise at times a cumbersome process.

Now, let’s look at the drawbacks of using e-Wallet. First and foremost, security will always be the top issue for e-Wallet. Questions like “Is it safe to use e-Wallet?” and “Will number of digital pick pockets increase?” This is the hurdle that companies must face and as a result, must develop security systems that are as safe and full proof as possible to avoid potential security issues. Companies must make sure that their customers' information is encrypted and well protected.

E-Wallet depends on mobile devices. What if the device got lost? What will happen to the digital wallet? As you know the digital wallets can only be used online and via your devices like laptop, smartphone or tablet, so the use of e-Wallet is highly dependent on your device. If anyhow you are unable to reach your smartphone or laptop such as due to battery problem of any other reason, like it got lost, digital wallets are of no use. This is the main reason why digital wallets can’t beat credit and debit cards.

Unified Payment Interface (UPI)

Originally, UPI was introduced in India by NPCI. UPI is an electronic funds transfer instrument that enables all bank account holders to send and receive money from their smartphones without the need to enter bank account information or net banking user id or password. This requires only the recipient’s mobile number or Virtual Payment Address (VPA).
Basically, UPI and e-Wallet are quite similar to each other.

Nonetheless, the pros of using UPI are the cheapest method of fund transfer. Because of this low cost, UPI has the potential to promote the non-cash transactions of small amounts.
On top of that, UPI makes us free from cash and makes small transactions feasible. The smooth and low cost transaction had made it feasible for small shopkeeper and consumer as well. Once you start using the UPI, you need fewer visits to the automated teller machine (ATM).

By using UPI, you do not have to give your personal details. Most of us avoid using online transaction and card payment because it will ask for our bank account details and personal information. For card transaction, you give card number, validity period and CVV number. Whereas net banking transaction exposes your bank account details. For this reason, the card and online payment is not as much popular. People still prefer cash. But the UPI solves this problem. The payment through the UPI does not require the card details or bank account details. You have to only give the virtual payment address (VPA). The virtual payment address is similar to our email ID.

The drawback is, the UPI is too new to the society and operate in India for the moment. The UPI rollout started in the end of August 2016 and some companies are still running “alpha” tests. Most users are not aware of who else uses UPI and it has suffered from a lack of direction.